to supply your house or other valuables as protection. There is no have to look for a guarantor either.
Merely choose simply how much you intend to borrow and just how long you need to repay it and get after that. You can make use of our loan that is short-term calculator find down simply how much yours will surely cost before you use.
You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Do not panic – a less-than-perfect credit rating will not automatically rule you down.
Then collect repayments automatically if we say yes, we’ll agree all your loan costs upfront. You may handle your loan on the web through our customer that is handy portal.
It is possible to check out our FAQs or contact our friendly group if you have actually any longer concerns.
Is really a loan that is short-term for me personally?
Any choice you make together with your money has to be the correct one for your needs. You will find occasions each time a short-term loan may possibly not be the most suitable choice.
Short-term loans will often have higher repayments than long-lasting loans while you’re repaying your debts faster. This will mean you are going to spend less in interest, but if you want to borrow a greater quantity or distribute the price even more you might need to check out much longer options.
It is also maybe perhaps not a sensible concept to get a short-term loan to cover another debt off. Accepting more debt might make your circumstances even even worse. In the event that you feel as you’re struggling you may get free advice from National Debtline, StepChange or The Money information Service.
Do we be eligible for a short-term loan?
You want to make fast and loans that are easy to as many folks that you can. You are able to submit an application for certainly one of our loans that are short-term:
- You are over 18 years old
- You reside great britain and can provide address details
- You are presently working
- You have got a legitimate email address and phone number that is mobile
- You can easily offer bank account and debit card details
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Your odds of being qualified is determined by your position. We review every application independently to be sure we provide responsibly and provide you with a loan that works for you personally.
Simply how much could I borrow?
You can easily apply for a loan that is short-term of ВЈ200 and ВЈ1,000 with Dot Dot Loans.
If you’d like a greater amount – for significant house improvements or a marriage, as an example – you’ll submit an application for a long-lasting loan as high as ВЈ4,000.
Just how do short-term loan repayments work?
We provide payment durations of three, six and nine months on our loans that are short-term on simply how much you borrow.
We are going to gather repayments immediately on an agreed date. This is through Direct Debit and will save you the effort of recalling to make payments – or perhaps the stress of forgetting. It is possible to talk with us about arranging a various payment technique if you’d prefer.
We realize that things change. You may never be charged fees for missed or payments that are late falling behind could impact your credit rating. You won’t be able to make a repayment, for whatever reason, please get in touch as soon as possible if you think.
Our friendly team will talk you throughout your choices which help put a plan that is new.
What are the charges to be concerned about?
We do not charge any hidden or fees that are extra. Some loan that is short do, causing you to be with increased to pay for check out this site straight back and less possibility of doing this. We keep things easy.
What exactly is the attention rate on a Dot Dot short-term loan?
Our interest is fixed upfront and varies depending on simply how much you borrow. You may possibly see other short-term loan companies providing variable rates of interest, this means they may be able fall and rise from every month. These could be riskier. Even if you have the ability to spend the money for initial price, this price could increase and then leave you away from pocket.
With this interest that is fixed rate you will constantly know precisely for which you stay and exactly how much to spending plan.
Submit an application for a loan that is short-term Dot Dot
Has a crisis left you in a spot that is tight? Are multiple expenses turning up at the same time? Whatever your circumstances, our fast and simple loans could function as the response.
Apply today utilizing our short-term loan calculator. Select just how much you intend to long borrow and how you would like to pay it back, then check out the loan works for you personally. If it can, choose apply now to keep along with your application and fill in several details that are personal.
We are going to return to you as quickly as possible, then go after that. Simple.