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<strong>Laurie Hunsicker</strong> — <em>Compass Aim — Analyst</em>

Hi, good early early early morning, Rob. I recently desired to return to margin. Once more, i understand you have talked a great deal about this, but directionally, even as we glance at simply the accretion earnings piece and I also’m thinking about reported margin. I recently desire to be sure that We have this apples-to-apples that are right because accretion income ended up being so big this quarter. Therefore if we are taking a look at it in the years ahead. Your reported margin simply maintaining consistent with your commentary on your core margin, you reported margin most likely will probably monitor in that the 3.45%. Therefore like high 3.40%s, 3.48%, 3.49% range, have always been we doing that the right method?

Robert Michael Gorman — Executive Vice President and Chief Financial Officer

Yes, I started using it 3.45% to 3.50per cent according to core, that is correct.

Laurie Hunsicker — Compass Point — Analyst

Okay, perfect. I simply would you like to verify that right was got by me. Ok and then just a couple things on costs right here, simply especially three line products seemed outsized, and I wondered us think about that around your comments, the technology, the professional and the marketing if you could help. Continue reading →