Let me make it clear about payday advances a scourge, but nevertheless a need

At a highway junction outside city, a trio of outsized blue guitars attached to a telegraph pole face on the fertile farmlands regarding the Mississippi Delta. In blues mythology, this crossroads is The Crossroads, where guitar player Robert Johnson traded their heart to your devil for musical genius. Today it is a stoplight on Highway 61, a sun-baked strip of discount malls, gasoline stations, fast-food joints – and half dozen shops providing quick cash..

A high-school teacher, it’s a strip of debt and shame and heartache for Jennifer Williams. For a long time, she’d invest every payday shop that is certainly going shop, wanting to keep pace repayments, even while slipping deeper into financial obligation. Continue reading