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What exactly is a Simple Loan?
The U.S. Bank Simple Loan is a fast and convenient method for U.S. Bank checking clients to borrow as much as $1,000 to manage prepared and unplanned expenses.
To get going, merely get on online or mobile banking and find the Simple Loan application from your own bank account menu.
Not really a U.S. Bank checking client? Explore our bank checking account options.
How a Simple Loan works
Simple pricing without any belated costs or prepayment costs.
For almost any $100 borrowed you spend:
$12 charge with automated re payments from your own U.S. Bank consumer bank account
$15 fee with handbook payments
Re re Payment instance
In the event that you borrow $400 and choose automatic repayments, your cost are going to be $48. Youll pay off a complete of $448 in three monthly premiums of around $149.33 each. Your total price to borrow (apr) are going to be 70.65%.