Seller-Paid Closing Price Maximums for Traditional, FHA, VA, & USDA Loans

Mortgage closing expenses vary from 2-5% of the home’s cost. That will accumulate. But, numerous sellers are wanting to spend your closing expenses so that you can offer their property faster.

There is certainly a limitation to simply how much a seller will pay for, though. Each loan type — traditional, FHA, VA, and USDA — sets maximums on seller-paid closing expenses.

Exactly what are vendor concessions? Seller concessions are shutting expenses the vendor has decided to spend.

They are also referred to as seller-paid expenses, or often as product product sales concessions or vendor efforts. Continue reading